Rubber Checks
I really want to write “cheques” but for my US readers, and most of you are ;), I wrote “checks”.
Aaaaaanyway, I have to vent a bit. I have a President’s Choice bank account. I started it because I could earn free groceries - a nice bonus 
- each time I used my debit card there. They advertised that it was “free banking” meaning that there are no fees. I’d say that was true…
…until I bounced a check :shock:. Now don’t misunderstand, I’m a good girl. I pay my bills on time and most of the time I know how much money I have in my account. Unfortunately though, I have the memory of a gnat and THIS time, I totally forgot about the check. It had been almost two months since I wrote it. I really thought it had gone through weeks ago - it hadn’t.
So, when I went to make a deposit, imagine my surprise when my balance was off by $35 dollars. I went home to check online and low and behold I had bounced that old check and my PCFinancial bank was lovingly charging me $35 dollars for it!!!!!!!!!!!!
Apparently I need some overdraft protection to compensate for my pitiful memory 
Filed under: Money Helps on September 23rd, 2007
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