Poor Credit? Me? What?
Alpine Village Family September 23rd, 2007
Well, I called PC Financial and asked for a very low amount of overdraft protection. They asked me a bunch of questions, put me on hold for a while and then said “no”.
I was astounded. I really thought I’d be fine since I always pay things on time etc. but apparently this isn’t all they take into account. Upon having a credit review done I’ve been told that I have too many credit cards. Go figure. Some of the credit cards I haven’t used in years but because I still have access to them (I never actually “closed” the accounts), I have access to too much credit. Interesting eh?
There I was thinking that I’d need a company like CreditNet.com to help me repair my credit but it seems I just need to preen back on the cards LOL!! I may still go check out their resources for credit repair etc. (they have live chat too
) but I think I’m on the right track - phew!